30 Nov 2025
5"
Face-to-Face Survey
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November'25 Barometer - 169

Consumer Borrowing Trends

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SUMMARY

In an environment of high interest rates and constrained credit supply, overall borrowing tendencies have declined slightly; however, one in four people in society still plans to borrow within the next three months. Borrowing appetite is most concentrated among the 30–39 age group, public sector employees, and newly married individuals, making these segments focal points of financial risk due to high credit card usage.This content examines society’s borrowing plans for the next three months:

  • Are you considering taking out a consumer loan or borrowing money in the next three months?

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